Stewardship is the way to spiritual health and maturity, but for stewardship to have a chance we must begin with a serious spiritual question: "What do we owe to God for the free gift of life and its accompanying benefits?" The answer, of course, is everythin g . And that means we need to reject the all-too-common conviction that what we have personally earned, deserved, acquired, or won is ours to possess and do with as we see fit.